Platform — eWallets
A wallet foreveryone
Secure digital wallets for individuals, businesses and institutions: opened on an identity proved once, held on the same ledger that moves the payment, and controlled from the hand that holds it.
01 — Three kinds of holder
One wallet, built three ways.
A person paying for groceries, a business paying its staff and an institution paying out to thousands need different things from a wallet. They get them from the same platform, on the same rails.
Individuals
Receive a salary, pay in a shop, send to family — a balance in the pocket and a record of every movement, without a branch visit to open it.
Businesses
Separate wallets for operating, payroll and savings, with the roles and approvals the business already works by, and collections landing as they settle.
Institutions
Wallets issued at scale under your own name — for members, beneficiaries or customers — with disbursement by rule and a record you can audit.
02 — In the hand
Everything the money does, on one screen.
This is the wallet the platform is built to put in people's hands, and it is live — open a transaction, switch between wallets, freeze the card.
Several wallets, one holder
Primary, business and savings side by side, each with its own balance and its own history, moved between in a tap.
Send and receive
To a contact or an account, settled as it happens. Requests and incoming payments arrive with the same confirmation the sender sees.
A card in the wallet
Pay contactless or online from the wallet's balance, with the card's controls — freeze, spending limits, contactless — in the holder's own hands.
Every movement, legible
Sent, received, pending or refused, each with who it was, what for and when — and a refusal says why rather than simply failing.
03 — How it runs
From a phone to a balance.
Four movements, and the first is the one most wallets skip: the holder is proved before the wallet exists, so everything after can trust it.
- 01
Prove
The holder is verified by the platform's identity layer — document, chip and face for a person, registry and owners for a business.
- 02
Open
The wallet is opened on the ledger against that proof, with the limits and permissions the holder's profile allows.
- 03
Fund
Money arrives by transfer, salary, collection or another wallet, and is available the moment it settles.
- 04
Spend
Pay, send or withdraw, every movement screened in its path and written to the same record the holder reads.
04 — Secure by construction
Safe is not a setting.
The protections are not features a holder turns on. They are how the wallet is built, underneath every balance on the platform.
Bound to the device
A wallet answers to the handset it was opened on. A new device has to prove the holder again before it can move anything.
Limits and velocity
Per-payment and per-period limits, and the pattern of payments itself, checked before anything moves rather than after.
Fraud in the path
Every payment is scored by the platform's fraud detection on its way out, while there is still time to hold it.
Tokenised credentials
Card numbers and secrets are kept in a vault and replaced by tokens everywhere else, so the app never holds what it does not need.
An append-only ledger
Every balance is the sum of entries nobody can edit — hash-linked and kept under dual control, so the history is the history.
Data kept in Algeria
A holder's personal data stays under Algerian law, and leaves the country only with the national authority's authorisation.
05 — Get started
Open thefirst wallet
Create an account and open wallets in the sandbox, or talk to an engineer about issuing them to your own customers.