Platform — Compliance
Audit-ready,by construction
Regulatory compliance, risk management and audit-ready reporting, built into the platform rather than assembled afterwards — so every new service inherits them instead of re-implementing them.
01 — Inside the transaction
Checked as it happens, not reconciled after.
Anti-money-laundering checks, risk scoring and the audit trail run inside each transaction. By the time a payment settles, the evidence that it was allowed to is already on the record.
Customer due diligence
Every holder is proved before an account exists — people by document, chip and face, businesses by registry and beneficial owners.
Screening
Sanctions and politically exposed persons checked at onboarding and on every relevant payment, then re-screened when the lists change.
Transaction monitoring
Patterns that suggest laundering or the financing of terrorism are watched for across accounts and over time, not one payment at a time.
Case management
An alert becomes a case with its evidence attached — the accounts, the movements, the signals — and a decision someone signs.
Reporting
Suspicious activity reports and the routine returns the law requires, assembled from the ledger and ready for a person to file.
Policy as configuration
Thresholds, rules and approvals written once, versioned, and applied the same way to every transaction they govern.
Audit trailSample
- holder.proveddocument · chip · face9c4e·a1
- screeningsanctions · no matchCLEARED
- screeningpep · no matchCLEARED
- risk.scoredprofile · standard3f02·7d
- monitoringstructuring patternALERT
- case.openedevidence attachedb81a·40
- approval2 of 3 · signedCLEARED
- payment.refusedpolicy · limitREFUSED
- report.draftedawaiting reviewe7d5·19
- exportauditor · read only52c8·0b
02 — Risk management
Risk, managed while it is still risk.
A risk found at month-end is a loss. The platform is built to see it at the account, the payment and the portfolio as each one changes.
Risk per customer
Each holder carries a risk profile that moves with what they do, and decides which checks and limits apply to them.
Limits and controls
Per-payment, per-period and per-counterparty limits, enforced before anything moves rather than discovered after.
Dual control
The movements that matter need more than one person: approvals that match your organisation, with every signature recorded.
Exposure, live
Balances, obligations and concentrations across entities and currencies, read off the ledger as it stands now.
Data kept in Algeria
Personal data stays under Algerian law, and leaves the country only with the national authority's authorisation.
Every change recorded
Who changed a rule, a limit or a role, when, and with whose approval — governance on the same record as the money.
03 — How the record is kept
An answer for every question an auditor asks.
Four movements, and each leaves something behind: the evidence is produced by the work itself, not collected afterwards.
- 01
Know
The holder proved and screened before the first transaction, with the attestation kept on the ledger.
- 02
Check
Each transaction screened, scored and held against policy inside its own path, before it reaches a rail.
- 03
Record
Every decision written to an append-only, hash-linked ledger under dual control — a record nobody can edit.
- 04
Report
Reports, exports and read-only auditor access drawn from that record, so the evidence is the history itself.
04 — Built around
The texts it answers to.
Regulatory-ready means built for a specific body of law. These are the texts the compliance service is designed to work within.
Money laundering and terrorist financing
Amends law no. 05-01
The prevention of money laundering and terrorist financing — the duties to know the customer, watch the transactions and report what is suspicious.
Protection of personal data
Amends law no. 18-07
The protection of personal data: how it may be processed, and the national authority's authorisation before any of it leaves the country.
Each text opens in the Journal Officiel of the République Algérienne, in its French edition, at the page it starts on. They name the framework the platform is being built for; they are not a licence or a certification.
05 — Get started
Ready forthe auditor
Create an account and see the record the sandbox keeps, or talk to an engineer about your obligations and your policy.