Pixely — Financial infrastructure for Algeria
We make moneyMove instantly
Pixely combines payments, digital identity and artificial intelligence into one platform — secure transactions, trusted verification and intelligent financial services, built for Algeria.
Why Pixely exists
A payment is data. So is an identity. In Algeria both still move through paper, branches and waiting — proved once, then proved again for every institution that asks. We are building the platform where both move at the speed of the network.
Today — paper, branches, waiting
Pixely — payment and identity, one platform
02 — The platform
One ledger.
Every movement.
Accounts, payments, FX and controls in a single programmable system — visible to the cent, auditable to the event.
01 — Payments
Real-time payments, transfers and collections.
Person to person, business to business, and merchant collection — cleared in real time rather than batched overnight.
02 — Identity
Proved once, trusted everywhere after.
Digital identity verification, eKYC and KYB, and authentication built so a customer proves who they are once rather than at every counter.
03 — Intelligence
Fraud caught before the money leaves.
Fraud detection, intelligent automation and AI-assisted decisioning, running on the same platform that moves the payment.
04 — Compliance
Regulatory-ready by construction.
Compliance, risk management and audit-ready reporting built into the platform rather than assembled afterwards.
DZD Operating · •• 4021
4 208 116,09
+1.8% · ARTS · ATCI
EUR Trade
€1 912 004,55
DZD Payroll
402 318,27
Latest activityLive
- Atlas Agro SPAATCI · Settled+4 850 000,00
- Hodna ManufacturingARTS · Settled−21 200 000,00
- Rheinwerk GmbHSWIFT · Pending−€250 000,00
- Sahel LogisticsBook · Settled+934 011,45
DZD → EUR
147.2040
Mid · locked 28s
Approvals1
Payroll · 18 422 040,00
Treasury /Overview
DZD Operating
•• 4021
4 208 116,09
ARTS · ATCI
EUR Trade
•• 8817
€1 912 004,55
SWIFT
DZD Payroll
•• 2203
402 318,27
ATCI
Latest activity
Live · streaming
| Counterparty | Ref | Rail | Amount | Status |
|---|---|---|---|---|
| Atlas Agro SPA | INV-20841 | ATCI | +4 850 000,00 | Settled |
| Hodna Manufacturing | PO-1174 | ARTS | −21 200 000,00 | Settled |
| Rheinwerk GmbH | FX-EUR-0392 | SWIFT | −€250 000,00 | Pending |
| Sahel Logistics | INV-20802 | Book | +934 011,45 | Settled |
| Pixely Payroll | RUN-2026-08 | ATCI | −18 422 040,00 | Needs approval |
| Casbah Data Co. | INV-20777 | ARTS | +2 790 460,60 | Settled |
FX — DZD → EUR
MID
147.2040
Approvals
1 openPayroll run 2026-08 · 18 422 040,00
Policy: payouts > 5M DZD
Event stream
evt_8fk2q1 ledger.credit.posted dzd_op +4 850 000,00
evt_8fk2q0 payment.settled arts confirmed
evt_8fk2pz fx.quote.locked eurdzd 147.2040
evt_8fk2py policy.approval.required payroll 2-of-3
evt_8fk2px payment.initiated swift 250 000,00
03 — The network
01 — Payments
Money moves in real time, not overnight.
Person to person, business to business, and merchant collection — settled as they happen rather than gathered into a nightly batch and cleared the following working day.
Real-time transfers · Merchant collections · Instant confirmation
02 — Identity
Proved once, trusted everywhere after.
Digital identity verification, eKYC and KYB, and authentication designed so a person or a business proves who they are once, and every service on the platform can rely on it afterwards.
eKYC · KYB · Authentication
03 — Intelligence
Fraud caught before the money leaves.
Fraud detection, intelligent automation and AI-assisted decisioning run on the same platform that moves the payment, so a decision is made in the path of the transaction rather than after it.
Fraud detection · Automation · AI-assisted decisioning
04 — Compliance
Regulatory-ready by construction.
Compliance, risk management and audit-ready reporting are properties of the platform rather than a reporting layer assembled afterwards. New services inherit them instead of re-implementing them.
Risk management · Audit-ready reporting · Regulatory compliance
04 — Security
Five layers stand between intent and settlement.
Security here is structural, not a feature. Every tap, transfer and top-up crosses all five layers in order, and any one of them can refuse. Below is a real authorisation making the trip.
Authorisation 8F2C·41D9
350,00 DZDContactless · Alger, DZ•••• 4021
Elapsed · illustrative
0.0ms
In this illustration, four layers of ours are budgeted at 4.5 ms and the card scheme takes the other 179.5. Refusing is the cheap part — which is the whole argument for doing it here.
Verdict
In flight
The first 4.5 ms, opened out
05 — Global
Algeria, on every corridor.
Pixely is built for Algeria and connects it outward. Every corridor here runs to Algiers, so value moves between it and the markets Algerian businesses actually trade with.
A globe showing twenty-three corridors running between Algiers and financial centres worldwide, with value moving continuously along each. Drag to rotate it.
- Payments
- Real time, not overnight
- Person to person, business and merchant payments settle as they happen — not gathered into a nightly batch and cleared the next working day.
Built around
Monetary and banking law
Payment service providers · Banque d'Algérie
Electronic commerce
- Identity
- Proved once, trusted after
- A person or a business proves who they are once — document, face and signature — and every service on the platform can rely on it after.
Built around
Electronic signature and certification
- Compliance
- Regulatory-ready by construction
- Anti-money-laundering checks, risk scoring and an audit trail run inside each transaction, rather than being reconciled after it.
Built around
Money laundering and terrorist financing
Amends law no. 05-01
- Algeria
- Where it is being built
- Built in Algeria, for Algeria. Personal data stays under Algerian law, and leaves the country only with the national authority's authorisation.
Built around
Protection of personal data
Amends law no. 18-07
Each text opens in the Journal Officiel of the République Algérienne, in its French edition, at the page it starts on. They name the framework Pixely is built for; they are not a licence or a certification.
Core services
- 01
- PaymentsReal-time payments, transfers and merchant collections.
- 02
- eWalletsSecure digital wallets for individuals, businesses and institutions.
- 03
- IdentityDigital identity verification, eKYC and KYB, and authentication built for trust.
- 04
- AI servicesFraud detection, intelligent automation and AI-assisted decisioning.
- 05
- ComplianceRegulatory compliance, risk management and audit-ready reporting.
- 06
- APIs and SDKsDeveloper-first APIs and SDKs for straightforward integration.
07 — Who it is for
The same rails, seen from five directions.
Launch a financial product on one integration.
Accounts, payments, identity checks and fraud screening behind a single API, so a team builds its product rather than a stack of providers.
- Accounts API
- Sandbox
- Test rails
- Go-live review
- One API
- Payments, wallets, identity and AI
- Sandbox
- Simulated rails to build against
- Built in
- KYC and AML from the first user
Financialservices herewere built foranother era.
We're buildingwhat comes next.
09 — Get started
Build whatmoves money
Talk to the people building it, not a sales script. Tell us what you need to move, verify or screen, and we will show you where the platform is and how it fits.
- One platform
- Payments, identity, AI and compliance
- Built in Algeria
- London and Algiers
- Developer access
- Ask for the sandbox and API reference
10 — Contact
Talk tothe team
Tell us what you need to move, verify or screen, and where you are building it. Every message reaches the team, and we reply by email.